Areas of specialisation – Legal – Civil Law

Banking Law

In the field of banking law, we take the side of consumers in disputes with banks.  In recent years we have seen consumers win a number of significant battles against the banks.

We examine whether the contracts our clients signed with banks included unfair, abusive or illegal terms (eg «floor clauses» or minimum interest rates, where reimbursement of interest paid can be claimed, or rounding up, default interest or early termination clauses) or if the bank transparency or consumer protection rules have been violated (eg mortgages linked to the IRPH or Mortgage Loan Reference Index, mis-sold financial products such as preference shares, multi-currency options, Banco Popular shares, coupons, structured financial products, etc.).

If this is the case, we take all necessary steps to safeguard and enforce our clients’ interests, in out-of-court negotiations with the banks or if required, in legal action.

Please contact us

Our legal team provides a wide range of specialized legal services. We can assist you in your own language , this includes English, German and Spanish Catalan.

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News

1309, 2017

Purchase and sale of real estates in the Balearic Islands

By |September 13th, 2017|Categories: Civil, Front, Property law|Tags: , , |0 Comments

Spouse’s express approval necessary when selling the family residence.   The Balearic Civil Code Depending on the region, Spain has different civil rights systems (Navarra, Basque, Galicia, Catalonia and the Balearic Islands). This means that [...]

609, 2017

Buying a property in Spain. Legal and tax problems

By |September 6th, 2017|Categories: Civil, Featured, Property law, Tax law|Tags: , , , , , |0 Comments

1.- CONTRACT A LAWYER SPECIALIZED IN REAL ESTATE LAW It’s obvious, nevertheless it's the most important advice you can be given before starting the complex process of buying a house abroad.   2.- LAND REGISTRY [...]

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